Are you looking for the best non-plastic payment options in the UK? Tired of relying on Zilch to make online purchases? I understand how it can be difficult to find a reliable and secure way to pay for items without using plastic. That’s why I’ve done research into other methods so that you can purchase what you need, worry free!
In this article, we’ll explore some of the best alternatives to Zilch in the UK. We’ll cover all aspects from security protocols to ease of use, and even some extra features these services offer. By the end, you will have enough knowledge about these payment methods that you can make an informed decision on which one is right for your needs. So let’s get started and discover what viable alternatives are out there!
1. Monzo: A popular mobile banking app in the UK, offering a user-friendly interface, instant spending notifications, and budget management features.
If you’re living in the UK, chances are you’ve heard of Monzo. This mobile banking app has taken the country by storm with its user-friendly interface, instant spending notifications, and budget management features. It’s no wonder that it has become one of the most popular digital banks around.
The best thing about Monzo is how easy it is to use. The app offers a clean and simple design that doesn’t overwhelm users with unnecessary information or complicated buttons. You can easily check your balance, transfer money to friends or family, set up direct debits and standing orders, and even pay bills – all from within the app itself! Plus, the instant spending notifications feature means you’ll never be caught off guard by unexpected charges on your account again.
But what really sets Monzo apart from other traditional banks is its budget management features. With Monzo, you can set monthly budgets for different categories like groceries or entertainment. The app will then track your spending in each category and send alerts when you’re close to going over budget. This way, you can always stay on top of your finances without having to constantly check your account balance.
Overall, it’s clear why so many people have turned to Monzo as their go-to bank for all their financial needs. With its sleek design, helpful features like instant spending notifications and budget management tools – not to mention 24/7 customer support – it’s no wonder this digital bank has quickly become a favourite amongst those looking for a modern approach to banking.
2. Starling Bank: Another well-reputed UK-based mobile-only bank that provides convenient banking services, including easy money transfers, custom savings goals, and real-time spending insights.
Starling Bank is one of the best mobile-only banks in the UK. They offer a huge range of convenient banking services, which can be accessed from your smartphone or other mobile devices. With Starling Bank, you can easily transfer money to anyone in just a few taps on your screen. You can set up custom savings goals and start saving towards them using the app’s automatic round-up feature that will round up all your purchases to the nearest pound and save the change for you.
In addition to these features, Starling Bank also offers real-time spending insights that help customers track their spending habits and make better financial decisions. The app categorizes transactions automatically, so you don’t have to worry about doing it manually. Plus, with easy-to-understand graphs and charts showing where your money goes every month, it’s easy to identify areas where you might need to cut back on expenses.
Overall, if you’re someone who values convenience when it comes to banking services or needs access to quick transfers without having any physical presence at bank branches then Starling Bank is an option worth exploring! Their simple yet powerful app provides everything needed for managing finances – giving users full control over their money while offering peace of mind knowing they are backed by a reputable bank. So why not give it a try?
3. Revolut: A versatile financial app with multicurrency support for seamless international transactions and travel-related expenses while also offering traditional banking features like budgeting tools and instant payment notifications.
Revolut is a leading financial app that has taken the world by storm with its multicurrency support and seamless international transactions. This versatile app offers everything from budgeting tools to instant payment notifications, making it an all-in-one financial solution for modern consumers.
One of the standout features of Revolut is its ability to handle multiple currencies, which makes it ideal for anyone who travels frequently or needs to send money overseas. With this app, users can easily transfer funds between their accounts in different countries without having to worry about exchange rates or hidden fees.
In addition to its international capabilities, Revolut also offers traditional banking features like budgeting tools and instant payment notifications. Users can set up budgets for various categories such as groceries or entertainment and track their spending in real-time. The app will even notify them when they reach their limit so they can avoid overspending.
Overall, Revolut is a must-have financial app for anyone looking for a convenient way to manage their finances while on-the-go. Its versatility and ease-of-use make it perfect for travelers and digital nomads alike who need quick access to their money no matter where they are in the world. So why wait? Download Revolut today and experience all the benefits this amazing app has to offer!
4. N26: This European digital bank operates in the UK as well, providing users with a simple platform to manage their finances through an intuitive app featuring quick account set-up processes and clear expense tracking capabilities.
In today’s fast-paced world, managing our finances can be a real hassle. That is why companies like N26 are revolutionizing the way people think about banking. This digital bank operates in several European countries and has recently expanded its services to the UK, offering users an intuitive app that makes it easy for them to manage their money.
One of the key features that sets N26 apart from traditional banks is its simple platform. Users are able to set up accounts quickly and easily through the app, without having to visit a physical branch or deal with cumbersome paperwork. In addition, once you have signed up for an account on the app, managing your finances becomes incredibly simple too – everything you need is right there at your fingertips!
Another great feature of N26’s platform is its clear expense tracking capabilities. With so many transactions happening every day, it can be tough keeping track of where all your money is going. However, with this digital bank’s intuitive tracking tools built into their app interface – including categorization features and customized spending limits – managing expenses has never been easier!
In conclusion, if you’re looking for a modern banking experience that is user-friendly and convenient – look no further than N26! Their intuitive platform provides quick account setup processes as well as powerful expense tracking tools so that users can take control of their finances quickly and efficiently by using just one mobile application wherever they go!
5. Tide Business Banking: Specifically designed for small businesses’ needs within the UK market – it offers accounts tailored to entrepreneurs seeking efficient account management tools via their smartphones or tablets while simplifying invoice handling tasks as well.
As a small business owner, managing finances can be overwhelming and time-consuming. That’s where Tide Business Banking comes in – offering specifically designed accounts to cater to the unique needs of entrepreneurs within the UK market. With Tide, you don’t have to waste hours going back and forth with traditional banks or wait for long periods for simple transactions to process.
What sets Tide apart is its focus on providing efficient account management tools that are accessible via smartphones or tablets. This means that as an entrepreneur, you can easily access your account balance at any time, make payments instantly and even manage invoices from anywhere in the world! The user-friendly interface makes it easy for anyone to navigate through their financial transactions without having prior accounting knowledge.
Tide also simplifies invoice handling tasks by facilitating payment reminders and allowing users to create customised invoices that reflect their brand identity effortlessly. Imagine sending out professional-looking invoices with just a few clicks! Additionally, you can also automate recurring payments using standing orders instead of manually doing it every month.
Overall, if you’re looking for simplified finance management solutions tailored explicitly towards small businesses’ needs within the UK market – look no further than Tide Business Banking. Say goodbye to the headache of conventional banking processes and hello to effortless money management!
