How to change payment method on Spotify – Guide

While Spotify can be used as a completely free app, many users sign up to their Premium service. This is a subscription service which takes your money on a monthly basis, so having a reliable payment method on Spotify is very important.

If you use an unreliable payment method and you end up defaulting on your monthly bill, then you will no longer have access to the Premium service.

This means you will have to go back to the free version of the app and endure adverts every three songs amongst other annoying features.

We’re going to look at how you can change your payment method within the Spotify app to ensure that you are all set up on the bank account of your choosing.

How to change payment method on Spotify – step by step

To change your payment method on Spotify you will first of all need to be logged in via their desktop website as you are unable to complete this task via the mobile app.

Once you’re all set up on your desktop then you’re all good to – please follow these steps to get your payment method changed on Spotify:

  1. Log in to your account and select your username at the top of the page.
  2. From the drop down list, select ‘account’.
  3. Scroll down until you find ‘your plan’ and select ‘update’.
  4. This will take you on to a page that is titled ‘Change Payment Details’. If you find yourself on any other page then go back to point 1 and restart the process.
  5. From this ‘Change Payment Details’ page, you will be able to change your card details.
  6. Once you’ve checked that the details are all correct select the ‘change payment details’ button to confirm.

You can change your Spotify payment method pretty easily to make sure that your Spotify Premium account doesn’t run out.

Which payment methods are available on Spotify?

Although the above instructions suggest that you need to have a debit card to sign up to Spotify Premium, there are actually other ways in which you can pay for the service.

The following payment methods are all accepted by Spotify for those want access to their premium service:

  • Credit/debit card
  • Prepaid cards
  • PayPal
  • Gift cards
  • Pay by mobile
  • Pay as you go

Why Spotify Premium?

Of course for those of you who are happy enough with your free version of Spotify then none of the information on this page will be relevant.

However, more and more people are being tempted in by Spotify’s Premium service. Let’s have a look at a couple of reasons why:

The advert free experience

This is a major factor in why many people decide to bite the bullet and sign up to Premium. On the free version of the app, Spotify will force you to listen to an advert or two every 15 minutes, meaning that your listening is frequently interrupted.

Premium users, on the other hand, never have to endure any adverts and can enjoy a hassle-free listening experience.

Selecting your own songs

Arguably the most annoying aspect of the free version (on mobile at least) is the fact that you can’t even select a specific song to listen to.

The best you can do is play an album or playlist containing the song and hope that the song you want to listen to comes up.

Premium users never have to worry about this as they can select any song they want on the platform and play it to their hearts content.

Unlimited amount of skips

The final key reason why many users are signing up to Spotify’s premium service is because it allows you to skip any songs that you don’t want to listen to.

You may be listening to a playlist and come across a couple of songs within it that aren’t taking your fancy and as a premium user you can simply skip to the next song as many times as you want.

spotify family plan

However, as a free user, you can only do this six times per hour and thus potentially forcing you to listen to songs that you don’t want to listen to.

Premium price

Finally, it’s just worth mentioning how much the cost of Spotify Premium is. They have four separate packages, and are priced as follows:

  • Premium Student – £5.99 a month
  • Premium – £9.99 a month
  • Duo – £13.99 a month
  • Family – £16.99 a month

More information on each package can be found via Spotify’s website.


To conclude, changing your payment method on Spotify is a really simple process.

Please follow our instructions to get the job done in as quick a time as possible and remember – it can only be done via a web browser so do not attempt to make these changes via the mobile app.

We also hope that this article has shed a little more light on why so many people are signing up Spotify Premium.

If you are after more information on the matter, then check out out our comprehensive review of the app, which goes into detail as to why Spotify is worth it.

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Andy is a Professional Content Editor with expertise in a whole host of areas (or so he tells us anyway). His main interests are sports, tv/film and social media. He has reviewed over 100 apps so far for Apps UK.

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